/* ============================================================
   Financ.ia — site institucional (grupofinancia.com)
   Identidade: #ffa707 / #494949 / branco · Inter
   Linguagem visual transposta da apresentação institucional v2
   ============================================================ */

:root{
  --orange:#ffa707;
  --orange-dark:#d48800;
  --orange-soft:#fdf6e8;
  --dark:#494949;
  --dark-deep:#333333;
  --text:#333333;
  --text-sec:#555555;
  --text-muted:#888888;
  --white:#ffffff;
  --bg-light:#f8f8f8;
  --cream:#fff8e6;
  --cream-border:#ffd98a;
  --border:#e0e0e0;
  --border-light:#eeeeee;
  --max:1180px;
  --radius:6px;
}

*{margin:0;padding:0;box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  font-family:'Inter','Segoe UI',system-ui,-apple-system,sans-serif;
  color:var(--text);background:var(--white);
  font-size:17px;line-height:1.6;
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;height:auto;display:block;}
a{color:var(--orange-dark);text-decoration:none;}
a:hover{text-decoration:underline;}
h1,h2,h3{text-wrap:balance;}
p,li{text-wrap:pretty;}
:focus-visible{outline:3px solid var(--orange);outline-offset:2px;border-radius:2px;}
.skip-link{position:absolute;left:-9999px;top:0;background:var(--dark);color:#fff;padding:10px 18px;z-index:200;}
.skip-link:focus{left:0;}

.wrap{max-width:var(--max);margin:0 auto;padding:0 24px;}

/* ===== HEADER ===== */
.site-header{
  position:sticky;top:0;z-index:100;background:rgba(255,255,255,0.97);
  border-bottom:1px solid var(--border-light);
  backdrop-filter:saturate(1.2) blur(6px);
}
.header-in{display:flex;align-items:center;justify-content:space-between;height:72px;gap:24px;}
.brand{display:flex;align-items:center;gap:10px;}
.brand img{height:30px;width:auto;}
.nav{display:flex;align-items:center;gap:26px;}
.nav a{font-size:15px;font-weight:600;color:var(--dark);white-space:nowrap;}
.nav a:hover{color:var(--orange-dark);text-decoration:none;}
.nav a.ativo{color:var(--orange-dark);}
.nav .btn{color:#fff;}
.menu-btn{display:none;background:none;border:0;cursor:pointer;padding:8px;}
.menu-btn span{display:block;width:24px;height:3px;background:var(--dark);margin:5px 0;border-radius:2px;transition:0.2s;}

/* ===== BOTÕES ===== */
.btn{
  display:inline-block;background:var(--orange);color:#fff;
  font-weight:700;font-size:15px;padding:14px 26px;border-radius:5px;
  border:2px solid var(--orange);letter-spacing:0.2px;transition:0.15s;
}
.btn:hover{background:var(--orange-dark);border-color:var(--orange-dark);text-decoration:none;}
.btn-ghost{background:transparent;color:var(--dark);border:2px solid var(--dark);}
.btn-ghost:hover{background:var(--dark);color:#fff;}
.btn-ghost-claro{background:transparent;color:#fff;border:2px solid rgba(255,255,255,0.55);}
.btn-ghost-claro:hover{background:#fff;color:var(--dark);border-color:#fff;text-decoration:none;}
.btn-row{display:flex;gap:14px;flex-wrap:wrap;margin-top:26px;}

/* ===== HERO ===== */
.hero-dark{background:var(--dark);color:#fff;position:relative;overflow:hidden;}
.hero-dark::before{content:"";position:absolute;top:0;left:0;right:0;height:6px;background:var(--orange);}
.hero-dark .wrap{padding-top:84px;padding-bottom:84px;position:relative;}
.eyebrow{font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:2.6px;color:var(--orange);margin-bottom:16px;}
.hero-dark h1{font-size:56px;font-weight:800;line-height:1.04;letter-spacing:-1.8px;color:#fff;max-width:840px;}
.hero-dark h1 .acc,.acc{color:var(--orange);}
.hero-rule{width:70px;height:5px;background:var(--orange);margin:26px 0;border-radius:2px;}
.hero-dark .sub{font-size:20px;color:rgba(255,255,255,0.76);line-height:1.55;max-width:720px;}
.hero-claro{background:var(--white);border-bottom:1px solid var(--border-light);position:relative;}
.hero-claro::before{content:"";position:absolute;top:0;left:0;right:0;height:6px;background:var(--orange);}
.hero-claro .wrap{padding-top:64px;padding-bottom:52px;}
.hero-claro h1{font-size:42px;font-weight:800;color:var(--dark);line-height:1.08;letter-spacing:-1.2px;max-width:860px;}
.hero-claro .sub{font-size:18.5px;color:var(--text-sec);line-height:1.55;margin-top:14px;max-width:780px;}

/* ===== SEÇÕES ===== */
.sec{padding:64px 0;}
.sec-gray{background:var(--bg-light);}
.sec-dark{background:var(--dark);color:#fff;}
.sec-dark h2{color:#fff;}
.sec-head{margin-bottom:30px;max-width:820px;}
h2{font-size:32px;font-weight:800;color:var(--dark);line-height:1.12;letter-spacing:-0.8px;}
.sec-dark .sub,.sec .sub{font-size:17px;color:var(--text-sec);margin-top:10px;line-height:1.55;}
.sec-dark .sub{color:rgba(255,255,255,0.75);}
h3{font-size:19px;font-weight:700;color:var(--dark);line-height:1.25;}

/* ===== GRIDS ===== */
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:22px;}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;}
.grid-2w{display:grid;grid-template-columns:1.5fr 1fr;gap:30px;align-items:start;}

/* ===== CARDS ===== */
.card{border:1px solid var(--border);border-radius:var(--radius);padding:22px 24px;background:#fff;}
.card-top{border-top:4px solid var(--orange);}
.card-num{font-size:11.5px;font-weight:700;color:var(--orange-dark);text-transform:uppercase;letter-spacing:1.6px;margin-bottom:9px;}
.sec-dark .card-num{color:var(--orange);}
.card h3{margin-bottom:8px;}
.card p{font-size:14.5px;color:var(--text-sec);line-height:1.55;}
.big-card{border-top:5px solid var(--orange);background:#fff;padding:24px 26px;border-radius:var(--radius);box-shadow:0 1px 8px rgba(0,0,0,0.05);}
.mv-label{font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:2px;color:var(--orange-dark);margin-bottom:9px;}
.mv-text{font-size:15px;color:var(--text-sec);line-height:1.6;}

/* cards escuros (sobre .sec-dark) */
.sec-dark .card{background:rgba(255,255,255,0.05);border-color:rgba(255,255,255,0.14);}
.sec-dark .card h3{color:#fff;}
.sec-dark .card p{color:rgba(255,255,255,0.8);}

/* ===== CALLOUTS ===== */
.callout{background:var(--cream);border:1px solid var(--cream-border);border-left:5px solid var(--orange);padding:18px 24px;border-radius:5px;margin-top:26px;}
.callout h4{font-size:12.5px;font-weight:700;color:var(--orange-dark);margin-bottom:7px;text-transform:uppercase;letter-spacing:1px;}
.callout p{font-size:15px;color:var(--dark-deep);line-height:1.55;}
.callout-dark{background:#3d3d3d;border-radius:5px;padding:20px 26px;border-left:5px solid var(--orange);margin-top:26px;}
.sec-dark .callout-dark{background:#5a5a5a;}
.cd-label{font-size:11px;text-transform:uppercase;letter-spacing:2px;color:var(--orange);font-weight:700;margin-bottom:8px;}
.cd-text{font-size:15px;line-height:1.6;color:rgba(255,255,255,0.93);}
.cd-text a{color:#fff;border-bottom:1px solid var(--orange);}

/* ===== BULLETS ===== */
.bullets{list-style:none;padding:0;}
.bullets li{padding:11px 0 11px 32px;font-size:16.5px;color:var(--dark);line-height:1.5;position:relative;border-bottom:1px solid var(--border-light);}
.bullets li:last-child{border-bottom:none;}
.bullets li::before{content:"";position:absolute;left:3px;top:20px;width:9px;height:9px;background:var(--orange);border-radius:50%;}
.bullets li strong{font-weight:700;}

/* ===== TAGS ===== */
.tags{display:flex;gap:10px;flex-wrap:wrap;margin-top:20px;}
.tag{background:var(--cream);border:1px solid var(--cream-border);color:var(--orange-dark);font-weight:600;font-size:13.5px;padding:8px 16px;border-radius:22px;}
.sec-dark .tag{background:rgba(255,167,7,0.12);border-color:rgba(255,167,7,0.3);color:var(--orange);}

/* ===== ÁREAS ===== */
.area-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:8px;}
.area-card{border:1px solid var(--border);border-top:3px solid var(--orange);border-radius:var(--radius);padding:16px 18px;background:#fff;}
.area-card h4{font-size:16.5px;color:var(--dark);font-weight:700;margin-bottom:5px;}
.area-card p{font-size:13px;color:var(--text-muted);line-height:1.45;}

/* ===== CRIVO ===== */
.crivo-list{margin-top:8px;}
.crivo-item{display:grid;grid-template-columns:64px 1fr;gap:20px;align-items:center;padding:16px 0;border-bottom:1px solid var(--border-light);}
.crivo-item:last-child{border-bottom:none;}
.crivo-letter{font-size:44px;font-weight:800;color:var(--orange);line-height:1;letter-spacing:-1px;text-align:center;}
.crivo-name{font-size:18.5px;font-weight:700;color:var(--dark);}
.crivo-desc{font-size:15px;color:var(--text-sec);line-height:1.5;margin-top:3px;}

/* ===== 3 PERGUNTAS (segurança) ===== */
.lvl{font-size:11.5px;font-weight:700;color:var(--orange);text-transform:uppercase;letter-spacing:1.6px;margin-bottom:9px;}

/* ===== TIMELINE (F60) ===== */
.timeline{display:flex;gap:10px;margin-top:8px;}
.tl{flex:1;border-radius:var(--radius);padding:20px 22px;color:#fff;}
.tl1{background:var(--orange);}
.tl2{background:var(--orange-dark);}
.tl3{background:#2c2c2c;}
.tl-n{font-size:11px;text-transform:uppercase;letter-spacing:1.5px;opacity:0.9;font-weight:700;}
.tl-t{font-size:18px;font-weight:700;margin:7px 0;letter-spacing:-0.2px;}
.tl-d{font-size:13.5px;line-height:1.5;opacity:0.94;}

/* ===== STATS ===== */
.stat-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;}
.stat{border-top:4px solid var(--orange);padding:22px 24px;background:#fff;border-radius:5px;box-shadow:0 1px 6px rgba(0,0,0,0.04);}
.stat .v{font-size:44px;font-weight:800;color:var(--dark);line-height:1;margin-bottom:9px;letter-spacing:-1.5px;}
.stat .l{font-size:14px;font-weight:600;color:var(--text-sec);line-height:1.4;}
.hero-total{background:var(--dark);color:#fff;border-radius:8px;padding:22px 30px;display:flex;align-items:center;gap:30px;margin-top:26px;}
.hero-total .ht-v{font-size:52px;font-weight:800;color:var(--orange);letter-spacing:-2px;line-height:1;}
.hero-total .ht-l{font-size:15px;color:#fff;font-weight:600;margin-top:5px;}
.hero-total .ht-ctx{font-size:14px;color:rgba(255,255,255,0.75);line-height:1.55;border-left:1px solid rgba(255,255,255,0.18);padding-left:30px;flex:1;}

/* faixa de números (home) */
.numeros{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;}
.num-cell{background:#fff;border:1px solid var(--border);border-top:4px solid var(--orange);border-radius:5px;padding:18px 16px;text-align:center;}
.num-v{font-size:34px;font-weight:800;color:var(--dark);letter-spacing:-1.2px;line-height:1.05;}
.num-l{font-size:12.5px;color:var(--text-sec);margin-top:7px;font-weight:600;line-height:1.35;}

/* ===== LOGOS ===== */
.logo-wall{display:flex;flex-wrap:wrap;justify-content:center;row-gap:18px;margin-top:26px;}
.logo-wall .cell{flex:0 0 20%;height:64px;display:flex;align-items:center;justify-content:center;padding:0 18px;}
.logo-wall .cell img{max-height:36px;max-width:100%;width:auto;object-fit:contain;filter:grayscale(100%);opacity:0.8;}
.logo-wall .cell.tall img{max-height:46px;}

/* ===== LIDERANÇA ===== */
.leader{display:flex;gap:20px;align-items:flex-start;}
.leader-photo{width:104px;height:104px;border-radius:50%;flex-shrink:0;object-fit:cover;border:5px solid #fff;background:#fff;box-shadow:0 0 0 3px var(--orange),0 6px 18px rgba(255,167,7,0.25);}
.leader-name{font-size:22px;font-weight:800;color:var(--dark);letter-spacing:-0.4px;}
.leader-role{font-size:12px;color:var(--orange-dark);font-weight:700;text-transform:uppercase;letter-spacing:0.5px;margin:4px 0 9px;}
.leader-cred{font-size:14px;color:var(--text-sec);line-height:1.6;}

/* ===== PRODUTOS ===== */
.prod-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;}
.prod-card{border:1px solid var(--border);border-left:4px solid var(--orange);border-radius:var(--radius);padding:20px 22px;background:#fff;display:flex;flex-direction:column;transition:0.15s;}
.prod-card:hover{box-shadow:0 4px 18px rgba(0,0,0,0.08);transform:translateY(-2px);}
a.prod-card{color:inherit;}
a.prod-card:hover{text-decoration:none;}
.prod-tag{font-size:10.5px;text-transform:uppercase;letter-spacing:1.1px;color:var(--orange-dark);font-weight:700;margin-bottom:7px;}
.prod-card h3{font-size:18px;margin-bottom:7px;}
.prod-desc{font-size:14px;color:var(--text-sec);line-height:1.5;flex:1;}
.prod-price{font-size:13.5px;font-weight:700;color:var(--dark);margin-top:14px;padding-top:11px;border-top:1px solid var(--border-light);}
.prod-price span{color:var(--orange-dark);}
.comunidade-card{grid-column:1 / -1;background:var(--orange-soft);border:1px solid var(--cream-border);border-left:4px solid var(--orange-dark);border-radius:var(--radius);padding:20px 24px;}
.comunidade-card h3{font-size:18px;margin-bottom:6px;}
.comunidade-card p{font-size:14px;color:var(--text-sec);line-height:1.5;}

/* ===== INVEST BOX ===== */
.invest{background:var(--dark);color:#fff;border-radius:8px;padding:26px 28px;}
.invest .iv-l{font-size:11px;text-transform:uppercase;letter-spacing:2px;color:var(--orange);font-weight:700;margin-bottom:10px;}
.invest .iv-v{font-size:32px;font-weight:800;letter-spacing:-1px;line-height:1.1;}
.invest .iv-v small{font-size:15px;font-weight:600;color:rgba(255,255,255,0.7);}
.invest .iv-v + .iv-v{font-size:22px;margin-top:8px;}
.invest .iv-note{font-size:13.5px;color:rgba(255,255,255,0.72);line-height:1.5;margin-top:12px;}
.invest .btn{margin-top:18px;display:inline-block;}
.invest .btn + .btn{margin-left:10px;}

/* ===== DEPOIMENTOS ===== */
.tstm-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;}
.tstm-card{background:#fff;border:1px solid var(--border);border-left:4px solid var(--orange);border-radius:0 var(--radius) var(--radius) 0;padding:22px 24px;box-shadow:0 1px 8px rgba(0,0,0,0.04);}
.sec-dark .tstm-card{background:rgba(255,255,255,0.06);border-color:rgba(255,255,255,0.14);border-left-color:var(--orange);}
.tstm-head{display:flex;align-items:center;gap:12px;margin-bottom:13px;}
.tstm-av{width:44px;height:44px;border-radius:50%;background:var(--orange);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:14px;flex-shrink:0;}
.tstm-name{font-size:14.5px;font-weight:700;color:var(--dark);}
.sec-dark .tstm-name{color:#fff;}
.tstm-role{font-size:10.5px;color:var(--text-muted);text-transform:uppercase;letter-spacing:0.5px;font-weight:600;margin-top:2px;}
.sec-dark .tstm-role{color:rgba(255,255,255,0.55);}
.tstm-q{font-size:13.5px;line-height:1.65;color:var(--text-sec);font-style:italic;}
.sec-dark .tstm-q{color:rgba(255,255,255,0.82);}

/* ===== FAQ ===== */
.faq-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px 34px;}
.faq-item{border-bottom:1px solid var(--border-light);padding-bottom:18px;}
.faq-q{font-size:16.5px;font-weight:700;color:var(--dark);margin-bottom:7px;padding-left:26px;position:relative;line-height:1.35;}
.faq-q::before{content:"?";position:absolute;left:0;top:2px;width:18px;height:18px;background:var(--orange);color:#fff;border-radius:50%;font-size:11px;font-weight:800;display:flex;align-items:center;justify-content:center;}
.faq-a{font-size:14.5px;color:var(--text-sec);line-height:1.6;padding-left:26px;}

/* ===== FORM ===== */
.form{display:grid;gap:16px;max-width:560px;}
.form label{font-size:13.5px;font-weight:700;color:var(--dark);display:block;margin-bottom:6px;}
.form input,.form select,.form textarea{
  width:100%;font-family:inherit;font-size:15.5px;color:var(--text);
  padding:12px 14px;border:1px solid var(--border);border-radius:5px;background:#fff;
}
.form input:focus,.form select:focus,.form textarea:focus{outline:2px solid var(--orange);border-color:var(--orange);}
.form textarea{min-height:130px;resize:vertical;}
.form .hint{font-size:12.5px;color:var(--text-muted);margin-top:5px;}
.hp{position:absolute;left:-9999px;opacity:0;height:0;overflow:hidden;}

/* ===== BLOG ===== */
.post-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;}
.post-card{border:1px solid var(--border);border-top:4px solid var(--orange);border-radius:var(--radius);padding:22px 24px;background:#fff;display:flex;flex-direction:column;color:inherit;transition:0.15s;}
.post-card:hover{box-shadow:0 4px 18px rgba(0,0,0,0.08);text-decoration:none;transform:translateY(-2px);}
.post-cluster{font-size:10.5px;text-transform:uppercase;letter-spacing:1.2px;color:var(--orange-dark);font-weight:700;margin-bottom:8px;}
.post-card h3{font-size:18px;line-height:1.3;margin-bottom:9px;}
.post-card p{font-size:14px;color:var(--text-sec);line-height:1.55;flex:1;}
.post-data{font-size:12.5px;color:var(--text-muted);margin-top:14px;font-weight:600;}

/* artigo */
.artigo{max-width:760px;margin:0 auto;}
.artigo-head{padding:56px 0 8px;}
.breadcrumb{font-size:13px;color:var(--text-muted);margin-bottom:18px;}
.breadcrumb a{color:var(--text-muted);}
.artigo h1{font-size:38px;font-weight:800;color:var(--dark);line-height:1.12;letter-spacing:-1px;}
.artigo-meta{display:flex;align-items:center;gap:12px;margin:22px 0 8px;padding-bottom:22px;border-bottom:1px solid var(--border-light);}
.artigo-meta img{width:44px;height:44px;border-radius:50%;object-fit:cover;}
.artigo-meta .am-n{font-size:14.5px;font-weight:700;color:var(--dark);}
.artigo-meta .am-d{font-size:12.5px;color:var(--text-muted);margin-top:2px;}
.artigo-corpo{padding-bottom:40px;}
.artigo-corpo h2{font-size:26px;margin:38px 0 14px;letter-spacing:-0.5px;}
.artigo-corpo h3{font-size:20px;margin:30px 0 10px;}
.artigo-corpo p{margin:16px 0;font-size:17px;line-height:1.7;color:var(--text);}
.artigo-corpo ul,.artigo-corpo ol{margin:16px 0 16px 26px;}
.artigo-corpo li{margin:9px 0;font-size:16.5px;line-height:1.6;}
.artigo-corpo strong{color:var(--dark);}
.artigo-corpo .callout{margin:26px 0;}
.artigo-corpo blockquote{border-left:4px solid var(--orange);padding:6px 0 6px 20px;margin:22px 0;color:var(--text-sec);font-style:italic;}
.autor-box{display:flex;gap:16px;align-items:center;background:var(--bg-light);border:1px solid var(--border-light);border-radius:var(--radius);padding:20px 22px;margin:30px 0;}
.autor-box img{width:64px;height:64px;border-radius:50%;object-fit:cover;flex-shrink:0;}
.autor-box .ab-n{font-size:16px;font-weight:700;color:var(--dark);}
.autor-box .ab-b{font-size:13.5px;color:var(--text-sec);line-height:1.5;margin-top:4px;}
.cta-artigo{background:var(--dark);color:#fff;border-radius:8px;padding:26px 28px;margin:34px 0;}
.cta-artigo h3{color:#fff;font-size:20px;margin-bottom:8px;}
.cta-artigo p{color:rgba(255,255,255,0.78);font-size:15px;line-height:1.55;margin-bottom:16px;}

/* ===== CTA FINAL ===== */
.cta-final{background:var(--dark);color:#fff;position:relative;}
.cta-final::before{content:"";position:absolute;top:0;left:0;right:0;height:6px;background:var(--orange);}
.cta-final .wrap{padding:72px 24px;}
.cta-final h2{font-size:44px;color:#fff;letter-spacing:-1.4px;}
.cta-final .sub{font-size:18px;color:rgba(255,255,255,0.75);max-width:640px;margin-top:12px;}
.paula-block{display:flex;align-items:center;gap:22px;margin-top:34px;flex-wrap:wrap;}
.paula-photo{width:96px;height:96px;border-radius:50%;object-fit:cover;border:4px solid var(--orange);box-shadow:0 4px 18px rgba(255,167,7,0.35);}
.pb-label{font-size:11px;text-transform:uppercase;letter-spacing:1.5px;color:var(--orange);font-weight:700;margin-bottom:5px;}
.pb-name{font-size:24px;font-weight:800;color:#fff;letter-spacing:-0.4px;line-height:1.1;}
.pb-role{font-size:13px;color:rgba(255,255,255,0.6);font-weight:600;margin:2px 0 10px;}
.pb-links{font-size:15.5px;color:#fff;font-weight:600;}
.pb-links a{color:#fff;border-bottom:1px solid rgba(255,167,7,0.6);}
.pb-links a:hover{text-decoration:none;border-bottom-color:var(--orange);}

/* ===== FOOTER ===== */
.site-footer{background:var(--dark-deep);color:rgba(255,255,255,0.72);font-size:14px;}
.footer-in{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:36px;padding:52px 0 40px;}
.site-footer img.f-logo{height:26px;width:auto;margin-bottom:14px;}
.f-tag{line-height:1.6;max-width:280px;}
.f-col h4{font-size:12px;text-transform:uppercase;letter-spacing:1.6px;color:var(--orange);font-weight:700;margin-bottom:14px;}
.f-col ul{list-style:none;}
.f-col li{margin:8px 0;}
.f-col a{color:rgba(255,255,255,0.72);}
.f-col a:hover{color:#fff;}
.footer-base{border-top:1px solid rgba(255,255,255,0.12);padding:20px 0;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:12.5px;color:rgba(255,255,255,0.45);}
.footer-base a{color:rgba(255,255,255,0.6);}

/* e-mails e URLs longos nunca estouram a largura em telas estreitas */
.leader-cred,.pb-links,.faq-a,.cd-text,.callout p,.f-col a,.artigo-corpo a{overflow-wrap:anywhere;}

/* ===== MICROINTERAÇÕES (hover) ===== */
.card,.num-cell,.stat,.tstm-card,.area-card,.big-card,.callout{transition:transform 0.18s ease,box-shadow 0.18s ease;}
.card:hover,.num-cell:hover,.stat:hover,.tstm-card:hover,.area-card:hover,.big-card:hover{transform:translateY(-3px);box-shadow:0 10px 26px rgba(0,0,0,0.09);}
.sec-dark .card:hover,.sec-dark .tstm-card:hover{box-shadow:0 10px 26px rgba(0,0,0,0.35);}
.btn{transition:background 0.15s ease,border-color 0.15s ease,transform 0.15s ease,box-shadow 0.15s ease;}
.btn:hover{transform:translateY(-1px);box-shadow:0 6px 16px rgba(255,167,7,0.3);}
.btn-ghost:hover,.btn-ghost-claro:hover{box-shadow:0 6px 16px rgba(0,0,0,0.15);}
.logo-wall .cell img{transition:filter 0.25s ease,opacity 0.25s ease,transform 0.25s ease;}
/* cor no hover só onde existe mouse de verdade — no toque (celular), o efeito "gruda" e deixa uma logo colorida */
@media (hover: hover) and (pointer: fine){
  .logo-wall .cell:hover img{filter:grayscale(0%);opacity:1;transform:scale(1.06);}
}
.site-header{transition:box-shadow 0.2s ease;}
.header-scrolled{box-shadow:0 4px 18px rgba(0,0,0,0.08);}

/* ===== REVELAÇÃO AO ROLAR (fade) =====
   A classe .rvl é aplicada por JavaScript — sem JS, nada fica escondido. */
.rvl{opacity:0;transform:translateY(22px);transition:opacity 0.6s ease,transform 0.6s ease;transition-delay:var(--rvl-delay,0s);}
.rvl-in{opacity:1;transform:none;}
@media (prefers-reduced-motion: reduce){
  .rvl{opacity:1;transform:none;transition:none;}
  .card,.num-cell,.stat,.tstm-card,.area-card,.big-card,.btn,.logo-wall .cell img{transition:none;}
  html{scroll-behavior:auto;}
}

/* ===== UTILIDADES ===== */
.mt-0{margin-top:0;}
.center{text-align:center;}
.nota-fina{font-size:13px;color:var(--text-muted);margin-top:18px;}
.link-seta{font-weight:700;white-space:nowrap;}

/* ===== RESPONSIVO ===== */
@media (max-width:1024px){
  .grid-4,.area-grid,.numeros{grid-template-columns:repeat(2,1fr);}
  .grid-3,.tstm-grid,.prod-grid,.post-grid{grid-template-columns:repeat(2,1fr);}
  .hero-dark h1{font-size:46px;}
  .logo-wall .cell{flex:0 0 25%;}
  .footer-in{grid-template-columns:1fr 1fr;}
}
@media (max-width:768px){
  body{font-size:16px;}
  .menu-btn{display:block;}
  .nav{
    display:none;position:absolute;top:72px;left:0;right:0;background:#fff;
    flex-direction:column;align-items:flex-start;gap:0;border-bottom:1px solid var(--border);
    box-shadow:0 12px 24px rgba(0,0,0,0.08);
  }
  .nav.aberto{display:flex;}
  .nav a{padding:15px 24px;width:100%;border-top:1px solid var(--border-light);}
  .nav .btn{margin:12px 24px 16px;width:auto;border-radius:5px;}
  .hero-dark .wrap{padding-top:56px;padding-bottom:56px;}
  .hero-dark h1{font-size:34px;letter-spacing:-1px;}
  .hero-dark .sub{font-size:17px;}
  .hero-claro h1{font-size:30px;}
  .hero-claro .sub{font-size:16.5px;}
  h2{font-size:26px;}
  .sec{padding:44px 0;}
  .grid-2,.grid-2w,.grid-3,.tstm-grid,.prod-grid,.post-grid,.faq-grid,.stat-grid{grid-template-columns:1fr;}
  .timeline{flex-direction:column;}
  .hero-total{flex-direction:column;align-items:flex-start;gap:14px;}
  .hero-total .ht-ctx{border-left:none;padding-left:0;border-top:1px solid rgba(255,255,255,0.18);padding-top:14px;}
  .cta-final h2{font-size:32px;}
  .artigo h1{font-size:28px;}
  .artigo-corpo p{font-size:16px;}
  .footer-in{grid-template-columns:1fr;gap:26px;}
  .logo-wall .cell{flex:0 0 33.33%;height:52px;}
}
@media (max-width:480px){
  .grid-4,.area-grid,.numeros{grid-template-columns:1fr;}
  .logo-wall .cell{flex:0 0 50%;}
  .btn{width:100%;text-align:center;}
  .btn-row{flex-direction:column;}
  .invest .btn + .btn{margin-left:0;margin-top:10px;}
}